| |
Flexible Coverage Options. Better Personal
Care. |
| |
|
| |
Now, Group Medical Available to your 1099
Employees!!!!
Click here for more info |
| |
|
| |
A note about other
sites you may encounter: Many sites on the web
that you may encounter when searching to compare
the products and services we offer are an
information gathering and lead selling website.
WE are a local company with licensed professionals
who will visit with you to discuss your needs and
budgets to customize your plan. You are at
the site of the company who will be responsible
for all your employee benefits needs. |
| |
|
|
Plan Designs |
| |
With the full plan options of nearly every carrier
in the region, we offer the most comprehensive
packages and pricing options available. We
will analyze your current package and show you how
to increase the benefits in the areas your
employees will appreciate most while reducing
total operating costs. |
| |
|
| |
Services |
| |
Our comprehensive list
of services ensures the utmost in employee
satisfaction and minimum employer administration
and cost. Our services, listed below, have
been proven to enhance the overall satisfaction
with the plan, which in turn helps to attract and
retain key employees, help reduce the need to
switch carriers every year, reduce the overall
cost to the employer and reduce any disruption not
addressing those issues could bring. |
| |
|
|
| |
- Employee
Maintenance - Including all additions and
terminations. Our relationships with most
carriers allows us to enroll new employees
INSTANTLY and email or fax temporary ID
cards for immediate use.
- Plan
Administration - We will be the one source
of contact for you and your employees.
Instead of calling a carrier, you will be
calling a person, who will be able to assist
with all plans and coverage in effect.
This personalized attention will turn the dread
you currently feel every time you have to call
your healthcare provider into a pleasant
experience.
- Compliance
Guidance - Offering employee benefit plans
also requires compliance with certain state and
federal laws. While all decisions should
include the advice of counsel, our industry
expertise and experience will help limit your
liabilities.
- Claims
Resolution - If you or your employees ever
encounter any difficulties in receiving a
benefit you feel your plan entitles you to, you
know calling the carrier involve long hold
times, never speaking with the right person or
the same person twice, and much aggravation, if
it ever gets resolved. Call us and we will
help resolve the claim on your behalf! (A HIPAA
Authorization is required.
Please log in,
download and complete the form, and fax it back
to us)
|
- Ongoing Plan
Analysis and Renewal Comparison -
Unfortunately, rising costs and a reduction in
benefits in commonplace each year on your plan
renewal. We feel it our responsibility to
have thorough market knowledge to ensure that you
clearly understand any plan and cost changes and
present you with alternatives to help offset
those changes. We will assemble a thorough
comparison on every plan renewal and at any
other time it is requested.
- COBRA and
State Continuation Administration -
Companies with fewer than 20 employees are
required to offer former employees who had
coverage the option to continue, at the former
employees cost, according to state guideline.
For companies with 20 employees or more, similar
regulations exist that fall under federal
jurisdiction. We will assist in notifying
your former employees in a compliant manner and
handle payment tracking of any employees covered
under COBRA/State Continuation.
- Access to
Information - We will set up a customized
employee benefits web portal where you, your
employees, and their dependents (such as their
spouses and children) can log in and check all
their benefits in one place. Now they can
view medical, dental and retirement plan info
and access affiliated providers and forms all in
one location. To view a sample portal,
login here by using
"sample" as the user name.
|
| |
|
|
Cost |
|
All you pay is the plan
premium. We charge absolutely no consulting,
management or administrative fees, ever.
While we do receive a commission from the carrier,
it is, in most cases, built into the premium, even
if you go direct to the carrier (not all carriers
sell direct). So, you are probably paying
for these service now, the question is, are you
getting this level of service? |
| |
|
| |
|
| |
Get These Services
Immediately |
| |
If you are happy with
your current benefit offerings, but feel you are
not receiving this level of service, you can get
all of our services immediately at absolutely no
cost. Your plans, costs and benefits will
not change. Call or
email us and ask us for a broker of record
authorization letter. Simply signing that
letter will give us the necessary authorization
with the carriers to provide these services to
you. |
| |
|
|
|
|
As with every line of coverage we implement, we
represent many different carriers to assist us in
providing this coverage. Our experience has
shown that no one carrier is the perfect solution
for everyone. Comparing plans from the top
providers in the market place ensures that we get
you the best coverage for the lowest cost.
Please email or call us or request a quote below. |
| |
| |
